With over 300 million users, the Unified Payments Interface or UPI, is one of India's most widely used casino payment systems. On this page, you will find over 50 Indian casinos accepting UPI payments, each reviewed and ranked for your convenience.
UPI was developed by the National Payments Corporation of India (NPCI) in 2016 to facilitate inter-bank transactions. As such, it is used for person-to-merchant transactions like online good purchases or, in this case, casino deposits. With UPI, players use mobile devices to transfer their funds instantly to a casino's bank account, making it a perfect choice for mobile casino deposits.
UPI is regulated by the Reserve Bank of India, the country's national bank, which brought together several Indian banking institutions around the idea of offering citizens a safe, easy-to-use, and efficient national payment system.
When developing UPI, the NPCI was focused on the simplicity of use; the only thing you need to use UPI, apart from a bank account with an Indian bank, is a UPI ID. From there on, your funds will flow safely and securely to your casino account in a matter of minutes.
Is UPI at Casinos Good?
Here are several reasons why UPI is a good choice for online casino deposits:
- Integration with reputable payment processors. UPI is integrated with some of India's most trustworthy payment gateways, making it a safe choice for Indian players. Backed by NPCI, UPI will have you playing with peace of mind at some of the top online casinos in India.
- Security. The backing of NPCI comes with a set of robust security measures implemented by both the payment system and the casino. Look for casinos that use encryption technologies to secure financial transactions, protecting users' sensitive information.
- Reliability and user-friendliness. UPI payment system is designed to be as easy to use as possible while being fully reliable every step of the way. Of course, its reliability is influenced by how well it integrates with the online casino's platform.
- Regulatory compliance. Online casinos operating within the legal framework and complying with regulations are more likely to provide a reliable UPI payment system.
Note: Not all online casinos in India offer UPI. Please read our casino reviews before signing up for complete information about the available deposit and withdrawal methods at gambling platforms.
How to Make a Deposit With UPI at Online Casinos
Although there may be minor discrepancies from one casino to another, these are generalised steps you must take to fund your casino account using UPI:
- Navigate to the deposit/cashier section. Once logged in at a UPI casino, look for the "Deposit" or "Cashier" section on the casino's website or app.
- Choose UPI as the payment method. Look for available payment gateways in the cashier section and choose UPI or any UPI-enabled option from the list.
- Enter the deposit amount. Specify the amount you want to deposit, ensuring it falls within the casino's minimum and maximum deposit limits.
- Select your UPI ID. Enter your UPI ID or virtual payment address. This is a unique identifier associated with your UPI account.
- Initiate the UPI payment. After entering the required details, you will be redirected to your UPI payment app (such as Google Pay, PhonePe, or another UPI-enabled app) to approve the payment request. Some casinos might provide a QR code you can scan using your UPI app.
- Verify the transaction. Follow the prompts on your UPI app to verify and complete the transaction. This may involve entering your UPI PIN for security.
- Confirmation. The UPI app and the online casino should notify you about the completion of your request.
How to Withdraw Funds With UPI at Casinos
While the availability of UPI for withdrawals at online casinos might vary depending on the site and your location, the cashout process is quite similar to depositing.
Once you're logged in at the casino site of your choice, follow these steps to withdraw funds using UPI:
- Navigate to the cashout section. Look for the "Withdraw" or "Cash Out" section on the casino's website or app.
- Select UPI as the withdrawal method. Choose UPI or any UPI-enabled option from the list of available withdrawal methods.
- Enter the withdrawal amount. Specify the amount and ensure it meets the casino's minimum and maximum withdrawal limits.
- Provide UPI ID. This can also be your virtual payment address associated with your UPI account.
- Submit withdrawal request. Some casinos may require additional authentication steps to verify your identity.
- Wait for processing. Depending on the casino's internal policies, the casino will process your withdrawal request, which may take anywhere from 24 to 72 hours.
- Check your UPI app. Once the withdrawal is processed, the funds will appear in your UPI account.
- Verify withdrawal. Verify the withdrawal details on the online casino's platform and your UPI app to ensure the process goes smoothly.
Note: UPI is favoured among Indian punters for its lack of withdrawal fees. However, some casino platforms impose fees for UPI withdrawals, so make sure you are familiar with the platform's policy on cashing out.
Disadvantages of UPI When Using it at Online Casinos
If you're a player from India, UPI may be the perfect choice for casino withdrawals and deposits. However, the casino banking system entails several disadvantages.
The most obvious downside to using UPI at casinos is its limited availability; namely, UPI can be used only if you have an account with one of the participating Indian banks. Otherwise, you must find a different payment to fund your casino wallet.
As with most casino payment providers, UPI may be subject to withdrawal limitations; these limitations are entirely up to the casino, so before depositing/withdrawing, contact customer service to learn more about potential limits.
Another downside to using UPI is that certain gambling platforms may impose prolonged pending times for UPI withdrawls; as this aspect is entirely up to the casino, try and stick to fastest withdrawal casinos for the most enjoyable casino experience.
Finally, some casinos may charge fees for UPI transactions. Depending on the casino's general cashout policy, you may be required to set aside a portion of your money to cover the withdrawal expenses.
Before using UPI or any other payment method at an online casino, it's crucial to carefully review the terms and conditions, including fees, processing times, and any restrictions that may apply.
Should You Use UPI at Online Casinos?
The answer to this question is simple: if you're a resident of India and enjoy casino games, you should give UPI a chance.
UPI is a fast, efficient, and secure casino banking option that handles your money with the robust security measures in place.
UPI's speed and security are unparalleled in India, allowing players to fund their casino accounts in a matter of seconds and cash out within a couple of days. Coupled with robust security protocols that shield your financial information from third parties, it's no wonder UPI is the choice of millions of Indian punters.
Although it's convenient and trustworthy, UPI cannot be used outside India, so residents of any other country must look for alternatives such as Visa, MasterCard, Neteller, PayPay, and Skrill, which are all good options available in most countries around the globe.
