ACH is a bank transfer protocol in the United States that allows players to transfer funds to and from online casinos using their checking accounts. Browse some of the best ACH online casinos below.
ACH Overview
ACH (short for Automated Clearing House) is a payment settlement method adopted by US banks in the 1960s as an alternative to cheque payments. It’s a method for electronically moving money without a physical medium; it debits a user’s account with a requested sum and later ‘clears’ it in bulk with other transactions.
Therefore, online casinos with ACH deposits are suitable for players who don’t expect their deposits to appear instantly in their casino accounts, as it’s the best solution for non-priority transactions.
The following are advantages of an online casino with ACH deposit:
- Same-day transactions
- Guaranteed safety
- No deposit limits
- No fees
ACH is commonly found at established and new casinos, so you won't have trouble finding it your chosen gambling site.
How to Deposit with ACH at Online Casinos
To make an ACH deposit, the online casino must feature it in the list of available payment gateways. This information can be found quickly in our casino reviews, so once you’ve found a suitable casino, here are the steps you need to follow:
- Visit the cashier section. Go to the banking page at your chosen ACH online casino and find it among available payment solutions.
- Enter the required information. The next step is to input the banking information, including your checking account and routing number.
- Enter the deposit amount. Input the amount you wish to deposit at the casino.
- Verify your identity. This is an optional step and depends on the operator. If it’s required, you will be asked to verify your identity with a government-issued ID; either way, you will need to do this only once.
- Complete the transaction.
As we said, ACH deposits at online casinos are not instantaneous; in most cases, deposits will be moved on the same day, while withdrawals will take several days to go through.
How to Withdraw Funds with ACH
ACH echeck casinos will let you use the same method to withdraw your winnings. If you opt for ACH withdrawals, you will need to go through the same steps you took for your deposit:
- Visit the cashier section.
- Enter the required information.
- Enter the withdrawal amount.
Disadvantages of ACH When Using It at Online Casinos
If you’re playing at a USA online casino with ACH deposit, the delays will count as the primary disadvantage of this method. Commonly, withdrawals will take up to 5 days to clear, but you can expect the clearing period to be longer.
Another downside of ACH is that it’s limited to US online casinos; unless you hold a bank or credit union checking account with a US-based banking institution, you won’t be able to handle your money with Automated Clearing House.
Should You Use ACH at Online Casinos?
ACH casinos provide a highly secure and relatively quick way to deposit and withdraw money. Using ACH is generally advised if you want to keep your financial information safe because, although you share your banking info with a third party (in this case, an online casino), you are still guaranteed the safety of your transactions.
On the other hand, if you’re looking for a payment solution to handle money electronically instantly, then you might want to explore other options. Unlike ACH, services such as PayPal, Google Pay, or Apple Pay offer much shorter pending times but are also subject to additional fees, so keep that in mind.
