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Money deducted but not credited


4 months ago

Dear AskGamblers Complaints Team (AGCCS),I am filing this complaint against Stake Casino India (Stake.com) regarding a missing deposit of approximately Rs 5000 INR that was debited from my bank but not credited to my Stake wallet after more than 7 days.

•Deposit date and time: 26/01/2026 at 2:49 PM

•Intended amount: Rs 5000 (entered as Rs 5000 during deposit process)

•Actual debited amount: INR 4999.20 (automatically adjusted by the system, as often happens in UPI/PhonePe deposits – fees/rounding ke wajah se)

•Payment method: PhonePe UPI

•Transaction

UTR/Re­fer­enc­e:0­052­896­16893

•Issue: Amount INR 4999.20 successfully debited from my bank account (proof attached), but nothing credited to Stake wallet. No entry in deposi­ts/­tra­nsa­ctions section – pending, no credit shown.

•I contacted live support multiple times (chat with agent Filip included), but only got template replies: "no ETA on this", "team in charge will update the status", "as soon as update, they will provide it". No real reason, progress, or resolution after 7+ days. This exceeds Stake's policy for INR/UPI deposits (usually instant or max 24 hours processing).

This delay is causing financial hardship. I request AGCCS to mediate and urge Stake Casino India to immediately credit the full INR 4999.20 to my wallet or issue a refund to my original UPI/bank if the deposit cannot be processed.Thank you for your urgent assistance.Regards,

Rahul

Discussion

User name

Dear all,

Following a careful review and consideration of all the information, details, and proof presented by the parties during the complaint process, the AskGamblers Complaint Team has reached the conclusion that the disputed amount never successfully reached the casino's payment provider. Consequently, the casino has no means to track or recover the aforementioned funds.

We strongly advise the player to seek further assistance directly with their bank or financial institution.

Based on this confirmation, the AskGamblers Complaint Team considers this case resolved, and it is now officially closed. While we understand this may not be the outcome expected by the complainant, we would like to remind you that, in case of a disagreement with our decision, further assistance on the matter could be requested from the relevant regulatory body and/or appointed Alternative Dispute Resolution (ADR) entity.

We appreciate your understanding.

User name
Dear Rahulsinghx,

A thorough investigation has been conducted by our payment provider, and it was conclusively determined that the funds from your transaction never reached us.

Regrettably, since the funds are not in our possession, we are unable to take any further action on this matter.

As previously advised by our payment team, the appropriate course of action is for you to contact your bank and request a refund. Should the bank decline your request, you have the option to file a formal complaint with them. In case your bank is unable to assist, please refer your bank to the RBI's guidelines so the matter can be escalated to the appropriate department.

Thank you for your understanding and cooperation.


Dear AskGamblers Complaint Team,

We would like to reiterate that the funds never reached us, and we are unable to assist further from our side. The user must lodge a formal complaint with their financial institution regarding their funds.

Since the funds are not in our possession, we kindly request that this complaint be considered closed.

Kind regards,
User name loyalty-level-2
I have submitted which I have talk bank.
Should I provide my bank statement. If you ask for statement then I will submit here. But why stake don't provide any statement of payments provider
User name

Dear @Rahulsinghx,

The AskGamblers Complaint Team kindly asks you to provide communication with the bank, which will show that refund can not be made.

Please keep in mind that, as per the AGCCS Guidelines, providing updates in a timely manner is a must.

Thanks for cooperating with the AskGamblers Complaint Team.

Stake Casino India Complaint Stats

Resolved 167 / 167
Avg. Amount $278
Avg. Complaint Duration 10 days
Avg. Response Time 2 days

Stake Casino India Complaints

See all complaints for this casino
Delayed Stake Withdrawal

Dear AskGamblers Team,

I am filing this official complaint against Stake Casino regarding a severe delay in my withdrawal request, which has been pending since 16th May 2026.

Casino Username: < sent to the casino >

User ID: < sent to the casino >

Withdrawal Request Date: 16th May 2026

Payment Method: INR / Local Bank Transfer

I am an Affiliate Partner for Stake and have actively promoted their platform, bringing in multiple players and revenue. However, my own legitimate payout is being withheld without any valid justification.

Two weeks ago, Stake Support requested additional verification documents, including my personal bank statements. I fully cooperated and submitted all clean, authentic proofs immediately. There is absolutely nothing pending or unverified from my side.

Despite this, my funds have been stuck for over 14 days. Whenever I contact their Live Chat, they tell me to check my email. Whenever I email them, I receive generic, automated responses asking me to 'patiently wait' due to 'INR payment provider reviews.' Fourteen days is an completely unacceptable timeframe for an intermediary payment check, especially when I am facing a real-life financial emergency.

Furthermore, when I posted my honest experience on Trustpilot, Stake reported and got my review removed to suppress this issue.

Since they refuse to provide a concrete timeline or transparent update through their direct channels, I am forced to bring this matter to AskGamblers. I request Stake Management to escalate this ticket to their Senior Finance/Compliance Head, clear the intermediary hold, and release my funds immediately. I have attached screenshots of the pending transaction, my submitted documents, and their repetitive support responses as proof."

Status solved Resolved
₹2,700
Withdrawal 20187 Not Received Since 11 May No UTR and No Resolution

Complaint Title

Stake Casino India Withdrawal ₹20,187 Not Received Since 11 May No UTR Provided


Complaint Details

I am submitting this complaint again under the correct casino name (Stake Casino India) as my previous complaint was rejected due to incorrect selection.


I am facing an unresolved withdrawal issue of 20,187 initiated on 11th May (Transaction ID 3463972891) which has still not been credited to my bank account.


My bank (SBI) has clearly confirmed that no such transaction has been received. Despite multiple follow-ups, Stake has failed to provide a valid UTR/reference number that would allow the bank to trace the transaction.


Instead of addressing the missing payment, their support team keeps repeating the same template responses regarding bank statement requirements. However, SBI statements are always password-protected by default, and removing the password results in the document being considered edited, which they also reject.


This creates an impossible situation where I am unable to provide a document that meets their criteria.


I have also offered to provide a signed and stamped bank statement from the branch to ensure authenticity, but this has not been properly acknowledged.


I have fully cooperated with all requests, yet my issue remains unresolved.


I kindly request AskGamblers to intervene and help resolve this matter by ensuring that Stake either


1. Provides a valid UTR reference number for the transaction, OR

2. Re processes the withdrawal amount immediately


Account Details

< sent to the casino >


Transaction Details

Amount: 20,187

Date 11 May

Transaction ID 3463972891


I am attaching all relevant proofs, including communication with support and bank confirmation.


Thank you.

Chart Pointer
93h left
₹20,187
20000 INR deposit not credited after 28 days payment debited and still pending
I am filing a complaint against Stake regarding a deposit that has not been credited to my account despite being successfully debited from my bank account.

Deposit Details:

- Amount: 20,000 INR
- Date: 3rd April 2026
- Time: 09: 19PM
- UTR: 699940471339

The amount was successfully debited from my bank account (₹19,999.88 processed via UPI), and the transaction was completed at 09:20 PM. However, the deposit is still not credited to my Stake account and remains in "pending" status.

It has now been more than 28 days, standard processing time for deposits is usually a few hours to a maximum of 3 days.

Platform Discrepancy Issue:
While making the deposit, there is a clear mismatch in the amount processed and displayed:

- Intended deposit: ₹20,000
- Processed amount: ₹19,999.88

This indicates a possible issue with Stake’s payment system or their Indian payment provider, which may be causing such delays and discrepancies.

Support Response:
I have sent multiple emails and raised an escalation on 4th April 2026 at 09:22 PM. However, I have not received any proper resolution.

The only response I receive is that the issue is with their third-party payment provider and that I should keep waiting. No proper timeline or resolution has been provided.

This is unacceptable because:

- The funds have already been debited from my bank account
- The deposit is still not credited after 28+ days
- Stake continues to delay resolution by shifting responsibility to a third-party provider
- There is a visible discrepancy in transaction amount

Supporting Evidence:
I have attached:

- Bank/UPI transaction screenshot showing successful payment and UTR
- Stake account screenshot showing deposit pending
- Email communication with support

I request AskGamblers to kindly investigate this matter and help ensure that my deposit is either credited to my Stake account or refunded immediately.

Account Username: shyammm333
Registered Email: [email protected]

Supporting Evidence:

I have attached all relevant screenshots, including:

- Bank/UPI transaction proof showing successful debit and UTR
- Stake account screenshot showing the deposit as pending
- Email communication with support

Additionally, I have also attached a live video recording clearly demonstrating the issue and the discrepancy/glitch on the platform.

These proofs clearly show that the payment was successful from my side, but the deposit has not been credited to my account.
Status solved Resolved