19998 UPI deposit not credited despite beneficiary bank confirming credit
I am filing this complaint regarding a UPI deposit of ₹19,997.98 made to Stake on 7 June 2026. The amount was successfully debited from my bank account, but it was not credited to my Stake wallet.
Transaction details:
Amount: ₹19,997.98
Date: 7 June 2026
UTR: 652400504495
Stake Transaction ID: 3515240124
I contacted Stake Finance regarding this issue. Stake initially stated that they had not received the payment and advised me to contact my bank.
I subsequently contacted my bank and requested an investigation. My bank contacted the beneficiary bank regarding the transaction. According to the information provided by my bank, the chargeback request was rejected because the beneficiary bank confirmed that the beneficiary account had been credited manually after reconciliation.
Therefore, there is a discrepancy between Stake’s statement that the funds were not received and the information provided by the banking side that the beneficiary account was credited after reconciliation.
I have already provided the transaction details and followed the instructions given by Stake, but the issue remains unresolved.
My request is that Stake investigate this transaction with its payment provider/reconciliation team using the UTR 652400504495 and either credit ₹19,997.98 to my Stake account or provide clear evidence showing where the funds were ultimately credited.
I am attaching the relevant email correspondence and banking evidence supporting my claim.
I kindly request AskGamblers to assist in mediating this unresolved payment dispute.
Transaction details:
Amount: ₹19,997.98
Date: 7 June 2026
UTR: 652400504495
Stake Transaction ID: 3515240124
I contacted Stake Finance regarding this issue. Stake initially stated that they had not received the payment and advised me to contact my bank.
I subsequently contacted my bank and requested an investigation. My bank contacted the beneficiary bank regarding the transaction. According to the information provided by my bank, the chargeback request was rejected because the beneficiary bank confirmed that the beneficiary account had been credited manually after reconciliation.
Therefore, there is a discrepancy between Stake’s statement that the funds were not received and the information provided by the banking side that the beneficiary account was credited after reconciliation.
I have already provided the transaction details and followed the instructions given by Stake, but the issue remains unresolved.
My request is that Stake investigate this transaction with its payment provider/reconciliation team using the UTR 652400504495 and either credit ₹19,997.98 to my Stake account or provide clear evidence showing where the funds were ultimately credited.
I am attaching the relevant email correspondence and banking evidence supporting my claim.
I kindly request AskGamblers to assist in mediating this unresolved payment dispute.