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40000 INR Missing After Multiple Failed UPI Deposits


5 months ago
I am filing this complaint regarding multiple UPI deposits that were successfully debited from my bank account but are marked as “Failed” on Stake, with no credit or refund provided till date.

On 6 January 2026, between 7:00 PM and 9:00 PM, I made multiple deposit attempts on Stake. Each transaction was for ₹9,999 INR, and the total amount debited from my bank account is approximately ₹40,000 INR.

From my bank’s side, all transactions were successful and the money was debited. However, on Stake’s platform, all of these deposits are showing as Failed.

Because the transactions occurred very close to each other, I waited 24 hours and then raised support tickets on 7 January 2026, mapping the deposits based on the closest timestamps. I have attached all transaction proofs, including bank debit confirmations and Stake transaction records, to support this complaint.

Stake’s system clearly states:

“Your escalation has been submitted successfully and we're starting the review process. Please allow us up to 3 business days to receive your next update.”

Despite this, today is 15 January 2026, and the stated timeline has already passed. I have contacted support multiple times but continue to receive the same generic response saying there is no ETA, without any meaningful update or resolution.
Disputed Casino Stake Casino India

Discussion

User name

Following a careful review and consideration of all the information, details, and proof presented by the parties during the complaint process, the AskGamblers Complaint Team has reached the conclusion that the disputed amount never successfully reached the casino's payment provider. Consequently, the casino has no means to track or recover the aforementioned funds. We strongly advise the player to seek further assistance directly with their bank or financial institution. Based on this confirmation, the AskGamblers Complaint Team considers this case resolved, and it is now officially closed. While we understand this may not be the outcome expected by the complainant, we would like to remind you that, in case of a disagreement with our decision, further assistance on the matter could be requested from the relevant regulatory body and/or appointed Alternative Dispute Resolution (ADR) entity

User name
Dear VINITMHATRE598,

Following our review, we confirm that all transactions have been escalated through your Stake.com account and the investigation is now complete. As previously indicated, our payment provider—in coordination with our Payments Team—was unable to locate these funds. This confirms that the amounts were never received by our platform; consequently, we are unable to provide further assistance regarding these specific transactions.

In this situation, we kindly ask that you proceed with the following steps:
a) Please allow up to five (5) business days, as the funds may be automatically reversed by your bank or payment method;
b) Contact your bank directly to request a trace of the missing transactions.

We appreciate your understanding and patience in this matter.

Kind regards,
User name

Dear Stake Casino India,

Please let us know if there are any updates regarding this ongoing complaint.

Please note that, in case you fail to respond within the given timeframe, we will consider your case unresolved and it will be closed accordingly. As a direct consequence of such closure, the operator's ranking score on AskGamblers will be decreased accordingly.

Thanks in advance for your cooperation.

User name loyalty-level-2
Today is 19 January 2026.
All deposit attempts were made on 6 January 2026.

That is 13 days later, and all my tickets have now been closed with a generic message stating that my funds cannot be located and that I should “wait 5 business days” or “contact my bank”.

Let me clearly list ALL Stake transaction IDs generated on your platform on 6 January 2026:

3204479912
3204489940
3204511744
3204516809
3204521182
3204531732
3204647065

Out of these attempts, ONLY 4 transactions were successfully debited from my bank accounts.
The remaining attempts were not debited.

However:

None of the 4 debited transactions have been refunded
None have been credited to my Stake account
No reversals have been initiated
No transaction mapping or gateway confirmation has been provided

I used different UPI transactions, made within a short time window.
Are you seriously stating that multiple UPI transactions, successfully debited, are ALL untraceable by your payment provider?

That is extremely hard to accept.

After 13 days of so-called investigation:

One transaction was closed earlier
Remaining transactions were marked “under investigation”
Today, ALL tickets are closed without resolution
No proof, no trace ID, no gateway confirmation, no timeline

This is not how a legitimate merchant handles payment disputes.

You are the merchant.
You selected the payment provider.
The funds were sent toward your platform.

Redirecting the customer back to the bank after closing all tickets is unfair and irresponsible.

I am formally stating the following:

1. I do not accept the closure of these cases
2. The “wait 5 business days” statement is invalid, as 13 days have already passed
3. My bank has confirmed no merchant-side reversal was initiated
4. Closing all tickets without documentation leaves the customer helpless

If Stake truly did not receive the funds, then at the very least you must provide:

Written confirmation covering each transaction ID listed above
Confirmation that none of these IDs will ever be credited
Any internal or gateway reference (even masked) that my bank can use to trace the transactions

Simply saying “we cannot locate your funds” and closing all tickets is not acceptable.

Stake Casino India Complaint Stats

Resolved 167 / 167
Avg. Amount $278
Avg. Complaint Duration 10 days
Avg. Response Time 2 days

Stake Casino India Complaints

See all complaints for this casino
Delayed Stake Withdrawal

Dear AskGamblers Team,

I am filing this official complaint against Stake Casino regarding a severe delay in my withdrawal request, which has been pending since 16th May 2026.

Casino Username: < sent to the casino >

User ID: < sent to the casino >

Withdrawal Request Date: 16th May 2026

Payment Method: INR / Local Bank Transfer

I am an Affiliate Partner for Stake and have actively promoted their platform, bringing in multiple players and revenue. However, my own legitimate payout is being withheld without any valid justification.

Two weeks ago, Stake Support requested additional verification documents, including my personal bank statements. I fully cooperated and submitted all clean, authentic proofs immediately. There is absolutely nothing pending or unverified from my side.

Despite this, my funds have been stuck for over 14 days. Whenever I contact their Live Chat, they tell me to check my email. Whenever I email them, I receive generic, automated responses asking me to 'patiently wait' due to 'INR payment provider reviews.' Fourteen days is an completely unacceptable timeframe for an intermediary payment check, especially when I am facing a real-life financial emergency.

Furthermore, when I posted my honest experience on Trustpilot, Stake reported and got my review removed to suppress this issue.

Since they refuse to provide a concrete timeline or transparent update through their direct channels, I am forced to bring this matter to AskGamblers. I request Stake Management to escalate this ticket to their Senior Finance/Compliance Head, clear the intermediary hold, and release my funds immediately. I have attached screenshots of the pending transaction, my submitted documents, and their repetitive support responses as proof."

Status solved Resolved
₹2,700
Withdrawal 20187 Not Received Since 11 May No UTR and No Resolution

Complaint Title

Stake Casino India Withdrawal ₹20,187 Not Received Since 11 May No UTR Provided


Complaint Details

I am submitting this complaint again under the correct casino name (Stake Casino India) as my previous complaint was rejected due to incorrect selection.


I am facing an unresolved withdrawal issue of 20,187 initiated on 11th May (Transaction ID 3463972891) which has still not been credited to my bank account.


My bank (SBI) has clearly confirmed that no such transaction has been received. Despite multiple follow-ups, Stake has failed to provide a valid UTR/reference number that would allow the bank to trace the transaction.


Instead of addressing the missing payment, their support team keeps repeating the same template responses regarding bank statement requirements. However, SBI statements are always password-protected by default, and removing the password results in the document being considered edited, which they also reject.


This creates an impossible situation where I am unable to provide a document that meets their criteria.


I have also offered to provide a signed and stamped bank statement from the branch to ensure authenticity, but this has not been properly acknowledged.


I have fully cooperated with all requests, yet my issue remains unresolved.


I kindly request AskGamblers to intervene and help resolve this matter by ensuring that Stake either


1. Provides a valid UTR reference number for the transaction, OR

2. Re processes the withdrawal amount immediately


Account Details

< sent to the casino >


Transaction Details

Amount: 20,187

Date 11 May

Transaction ID 3463972891


I am attaching all relevant proofs, including communication with support and bank confirmation.


Thank you.

Chart Pointer
92h left
₹20,187
20000 INR deposit not credited after 28 days payment debited and still pending
I am filing a complaint against Stake regarding a deposit that has not been credited to my account despite being successfully debited from my bank account.

Deposit Details:

- Amount: 20,000 INR
- Date: 3rd April 2026
- Time: 09: 19PM
- UTR: 699940471339

The amount was successfully debited from my bank account (₹19,999.88 processed via UPI), and the transaction was completed at 09:20 PM. However, the deposit is still not credited to my Stake account and remains in "pending" status.

It has now been more than 28 days, standard processing time for deposits is usually a few hours to a maximum of 3 days.

Platform Discrepancy Issue:
While making the deposit, there is a clear mismatch in the amount processed and displayed:

- Intended deposit: ₹20,000
- Processed amount: ₹19,999.88

This indicates a possible issue with Stake’s payment system or their Indian payment provider, which may be causing such delays and discrepancies.

Support Response:
I have sent multiple emails and raised an escalation on 4th April 2026 at 09:22 PM. However, I have not received any proper resolution.

The only response I receive is that the issue is with their third-party payment provider and that I should keep waiting. No proper timeline or resolution has been provided.

This is unacceptable because:

- The funds have already been debited from my bank account
- The deposit is still not credited after 28+ days
- Stake continues to delay resolution by shifting responsibility to a third-party provider
- There is a visible discrepancy in transaction amount

Supporting Evidence:
I have attached:

- Bank/UPI transaction screenshot showing successful payment and UTR
- Stake account screenshot showing deposit pending
- Email communication with support

I request AskGamblers to kindly investigate this matter and help ensure that my deposit is either credited to my Stake account or refunded immediately.

Account Username: shyammm333
Registered Email: [email protected]

Supporting Evidence:

I have attached all relevant screenshots, including:

- Bank/UPI transaction proof showing successful debit and UTR
- Stake account screenshot showing the deposit as pending
- Email communication with support

Additionally, I have also attached a live video recording clearly demonstrating the issue and the discrepancy/glitch on the platform.

These proofs clearly show that the payment was successful from my side, but the deposit has not been credited to my account.
Status solved Resolved