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Will not refund my money despite operating without license in Denmark and several requests to permanently delete my account


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By HSC
2 days ago

I am submitting this complaint regarding Casoo Casino and its refusal to refund my deposits.

I am a resident of Denmark. At the time of registration, Casoo's website, customer support, Terms and Conditions, and customer-facing policies were available in Danish. Denmark was selectable during registration, and I was able to create an account, make deposits, gamble, and withdraw funds without any restrictions.

After reviewing the casino's Terms and Conditions and contacting support, I discovered that:

Casoo has confirmed in writing that it does not hold a Danish gambling licence issued by the Danish Gambling Authority.

Section 6.6 of Casoo's own Terms and Conditions states that citizens or residents of Denmark are restricted from using and accessing the platform.

Despite this restriction, Casoo accepted my registration as a Danish resident, accepted my deposits, allowed me to gamble, and processed transactions on my account.


In addition, I repeatedly requested that my account be permanently closed:

13 February 2026 – Request to delete my account.

2 April 2026 – Request for permanent deletion of my account, explicitly stating that it should never be reopened.

14 April 2026 – Request to block my account.


Despite these requests, my account remained accessible and I was able to continue using the platform and making further deposits.


I contacted Casoo directly and requested a voluntary refund. Casoo rejected my request and stated that their decision was final. In their response, they relied on a clause stating that it is the player's responsibility to determine the legality of gambling in their jurisdiction. However, they did not address why a Danish resident was accepted despite Denmark being listed as a restricted territory in their own Terms and Conditions.


I am requesting AskGamblers' assistance in obtaining a fair review of this matter and an explanation from Casoo regarding:

Why Danish residents are listed as restricted users in their Terms and Conditions while Danish customers are accepted in practice.


Why did my account remain available after multiple requests for permanent deletion and blocking?

Whether a refund of my net deposits should be considered in light of these circumstances.


I have supporting documentation including:

Written confirmation from Casoo that they do not hold a Danish gambling licence.

Casoo's refusal of my refund request.

Extracts from Casoo's Terms and Conditions.

Evidence of my requests for account deletion, permanent closure, and blocking.

Evidence that the website and contractual documents were presented in Danish.

Thank you for your assistance.

Kind regards,

Disputed Casino Casoo Casino

Discussion

User name loyalty-level-1
Dear AskGamblers Complaint Team,

I would like to provide additional comments regarding Casoo’s response and explain why I believe their position fails to address the core issues in this dispute.

Casoo argues that its services are not directed towards the Danish market, that Danish customers are accepted only on a reverse solicitation basis, and that responsibility rests with the customer to determine whether use of the platform is lawful.

However, this does not address the facts of my case.

I am a resident of Denmark. Casoo’s own Terms and Conditions, specifically Section 6.6, state that citizens and residents of Denmark are not permitted to register, access or use the platform.

Despite this restriction:

1. Denmark was available as a selectable country during registration.
2. I was able to create an account.
3. My account was accepted and verified.
4. My deposits were accepted.
5. I was able to access and use the platform.
6. I continued to receive services despite residing in a jurisdiction which Casoo’s own Terms and Conditions classify as restricted.

Casoo repeatedly refers to reverse solicitation. However, reverse solicitation does not explain why a customer residing in a prohibited jurisdiction was allowed to register, deposit and gamble without restriction.

I also dispute Casoo’s statement that it does not market to Danish consumers.

I became aware of Casoo through an advertisement displayed to me on Instagram. My initial contact with the platform was therefore not solely the result of my own independent search for gambling services.

Furthermore, the website, Terms and Conditions and customer-facing materials were available in Danish, and Denmark was available in their selection of countries during registration, their bonus programmes and descriptions of the same are all displayed in the Danish language. These circumstances created the clear impression that Danish consumers were permitted to use the platform.

I would also like to highlight that other operators who genuinely treat Denmark as a restricted jurisdiction actively enforce those restrictions. I have attached examples of operators who immediately block access from Denmark and prevent registration or gameplay.

Casoo did not do this.

The second and more significant issue concerns Responsible Gaming and account closure.

I repeatedly contacted Casoo requesting permanent account deletion, permanent account closure and account blocking.

On 13 February 2026, I requested account deletion.

On 7 April 2026, I again requested permanent account closure.

On 14 April 2026, I requested that my account be blocked.

These requests were made through [email protected] after I was directed to that contact channel by Casoo’s live chat support.

Casoo now states that each time I contacted [email protected] my account was closed immediately, but later reopened after a Responsible Gaming reactivation assessment.

This explanation raises more questions than it answers.

My requests were not requests for temporary account closure. They were requests for permanent account deletion, permanent account closure and account blocking.

The central question therefore remains unanswered:

Why did an account that I repeatedly requested to be permanently deleted, permanently closed and blocked continue to exist in a form that allowed it to be reactivated?

The fact remains that after my requests for permanent deletion and closure, I was later able to regain access to the account and continue depositing funds.

I followed the instructions provided by Casoo’s representatives and contacted [email protected].

I also believe there is an important Responsible Gaming principle at stake.

The purpose of permanent account closure, self-exclusion and account blocking is to protect players at the exact moment they recognise a need to stop gambling and actively seek protection from future gambling activity.

Such protections are meaningful only if they remain effective when a player later experiences temptation, relapse or a change of mind.

If a player requests permanent account deletion, permanent closure or account blocking, but is later able to regain access and continue gambling, the protective purpose of those measures is fundamentally undermined.

Responsible Gaming protections are not designed merely to stop gambling for a short period of time. They exist to protect players from future harm after they have made a conscious decision to stop.

In my case, I repeatedly communicated my wish to permanently stop using the platform, yet I was later able to regain access and continue depositing funds.

For these reasons, I respectfully submit that Casoo failed to adequately enforce its own territorial restrictions and failed to effectively implement my repeated requests for permanent account deletion, permanent closure and account blocking.

I therefore ask AskGamblers to carefully review the attached evidence and correspondence and assist in obtaining a fair resolution.

Kind regards.

Casoo Casino Complaint Stats

Resolved 25 / 25
Avg. Amount $2,613
Avg. Complaint Duration 8 days
Avg. Response Time 2 days

Casoo Casino Complaints

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Not getting my money withdrawn
I have been a member of this casino since 2024. During my first year, I had no issues with withdrawals. However, this year I have experienced major problems when trying to withdraw funds.

I made my first withdrawals on the 9th (two withdrawals) and another one the following day. I used the same bank card that I used for deposits and that I have previously used for withdrawals without any issues. All of these withdrawals were returned to my account after six business days, and I was informed that my bank had declined the transactions. I contacted my bank and the card issuer, and they confirmed that they have not received or declined any transactions and that there are no restrictions on my card.

I then contacted customer support, who asked me to make another withdrawal. I did so, and the following day I received a message stating:

"Our Finance Department has informed us that your withdrawal has been unsuccessful and has been cancelled. We'd like to kindly ask you to try making the withdrawal again, or try making the withdrawal using an alternative payment method, such as instant banking, if suitable."

When I contacted support again, they told me that I must use the same card that had previously been used for withdrawals, even though I already had done so. They also asked me to try again and assured me that this time everything would go through without any issues (see attached files).

When I tried again, I received yet another message a few hours later stating:

"Our Financial Department informed us that the withdrawals you have requested were returned to your gaming balance because of the rejection on your bank side.
We kindly ask you to try again and use a different card for your future withdrawal.
We sincerely apologise for the inconvenience it may have caused you.
Should you have any additional questions, please do not hesitate to contact us at any time."

I contacted my bank again, and they confirmed that this information is incorrect. This is also evident, as it would be impossible for the bank to receive and reject a card transaction within just a few hours on the same day.

Please see all attached files for reference.
Status solved Resolved
€600
Allowed me to KYC and Deposit from restricted country

Dear AG Team, in AUG 2020 I registered an Account at Casoo Casino.

While registering, I gad to set a password, the Nickname , e-mail address and the country I live in. Made a small deposit. Played some games. Then - got some winnings and made withdraw. I'v got a personal LTC wallet address to made my deposits to casoo. Hash is - https://live.blockcypher.com/ltc/address/MJgtzkEKQsfCWwZwMDXagUtZAazc31SVJC/

As you can see - I deposit to this address 272,18 LTC. Logs from my account is attached.

In 2022 year, from January - to December - I made deposits around at 20k+ Euro. But I've got no luck and just played it - so I didn't made any try to withdraw money. But when I've got a bonus in January - I got some play and want to withdraw - then I see. I've got no withdraw methods and wrote to support.

Than security answer me. That they blocked my account because my country (Russia) is restricted from their site.

But when I made deposits - it wasn't restricted. And when they gave me bonuses - it wasn't restricted.

So it's clearly to see for me - It's not fair play from them. Because, they got all my deposits and NOTHING is tell me on site or smth that I can't play in casino. But when I want to take some money back - they just say "It's restricted". Not correct, they were Not allowed to accept me AS a Player neither to accept my deposits.

Answer from security last was like:

"Please kindly note that our security system is checking user profiles only upon a withdrawal request, which is why we only now were able to detect your account and its origin country."

So in my mind - Restricted and blocked - okay. But take money from me that I deposited - unfair. They shouldn't allow me or inform me.

So dear team. Please help to solve this issue.

I want to:

  1. Void all stakes on my account
  2. Refund to balance ALL balances with the calculation of the fair formula: deposits minus withdrawals

Can you Help?

Status solved Resolved
Depositing amounts exceeding deposit limits
Hello,

Firstly, I am re-submitting this complaint as my first attempt got rejected due to insufficient evidence. I will try to structure this one as best as I can, with evidence to support all my claims, and I hope that you will give it a chance because I believe I have a good case. Secondly, apologies in advance for the long post.

This complaint is in regards to Casoo casino allowing me to deposit amounts exceeding my confirmed deposit limit.

Before I start, I want to clarify that Casoo casino do not have any tools on their website that allow the user to set their own deposit limits. To be able to set a deposit limit, the user has to request it via email. Their terms and conditions state the following under section 8.4:
“8.4 You can set a deposit limit on Your Account in any one day. For details of how to set up a deposit limit please contact [email protected]. Any confirmed reductions to your deposit limit will be of immediate effect.”
I will also mention that my account has been fully verified since I started playing (ID, address and deposit method)

Below is the full timeline of events. I will try to attach evidence for each point.

1. My initial request
On the 5th of January 2020 I emailed [email protected] asking them to set a monthly deposit limit on my account. They replied the following day to say that the support department can not set limits and that I should contact the security department instead ([email protected]) . This email conversation is attached as “Attachment 1”
I believe that I had then forwarded the email to the security department immediately after. However, I think I deleted the email and could not find it.

2. Following request being ignored by the security department
On the 11th of January 2020 I emailed [email protected] asking them to set a monthly deposit limit on my account. They did not reply. Email attached as “Attachment 2”

3. Receiving confirmation that a deposit limit has been set
On the 13th of January 2020 I emailed again, telling them that I have been depositing more than I can afford to lose due to the lack of a deposit limit and asking for one to be set again. Email attached as “Attachment 3”
They replied asking for a more detailed explanation of why I want to have a deposit limit set. I replied to them 5 minutes later, giving them the information they asked for and requesting a limit of 20euro per month to be set.
Later that day, I received confirmation from their security department that they have set a limit on my account for 20euro/month. Emails attached as “Attachment 4”

4. Continuing to be able to deposit freely
After receiving confirmation that the deposit limit has been set, I did not play for a week. However, because I am an impulsive gambler and struggle to control my urges, I went back and tried to deposit. To my surprise, it worked. I deposited 20 euro, lost it, tried to deposit again and it worked. Rinse and repeat 100 times from January until present.
I lost much more than I can afford in this period of time. Two days ago, I asked Casoo support (live chat) to send me a summary of my deposits from January-March. They then emailed it to me – please see “Attachment 5”. You will be able to see that I deposited 1600 euro between February and March.
I had also deposited 2000 euro in January. A large part of this amount was deposited while being ignored by the security department but before they confirmed the deposit limits.

The AskGamblers website states the below in the submit-complaint screen
a) "The ignorance or misunderstanding of the casino terms and conditions is not an excuse and if you have really breached one or few of them, the online operator is within its powers to act accordingly. If it’s written that you have to wait at least 24 hours until the deposit changes take place, then you must wait for a day and that’s all, no exceptions would be accepted."

In my opinion, this was not the case. I believe I have a good understanding of the casino terms and conditions and my actions were in line with the terms.

b) "Did the casino accept deposits amounts exceeding the deposit limits? If so, then you are free to ask for a refund for all sums accepted by the casino, which are over the deposit limit, you have set. There are no exceptions for this rule and each casino is obliged to follow it."

In my humble opinion, this was the case here. This is why I am trying to obtain a refund.

I believe that any deposits made in February-March (which surpass the monthly limit of 20euro) should be refunded. This means 1540euro.
I also believe that deposits made between January 6thth-January31st should be refunded in good faith. From my calculations , this was 800euro.
Total refund amount I am seeking is 2340euro.

Please, if the format of the attachments is not good enough, let me know and I will send you the emails either in PDF or original HTML format

@AskGamblers, I hope you will find that this situation deserves a fair trial.

Thank you
Adrian
Status solved Resolved
€500