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KYC verified but they still refuse to pay my balance


4 years ago

Hi AG,

I'll start with what I'm looking for: I want to close my Spela account and to be paid my balance of CAD $1,820.

Please see attached correspondence between myself and various Spela personnel (mostly with "Neil", a VIP manager).

I made two deposits on October 18 (one for $800 and one for $2,000). There were no bonuses involved; raw cash only.

I am unable to submit a withdrawal request via their site because my account functionality is restricted.

I passed their KYC process, as confirmed by one of the attached emails. I completed their SOW questionnaire. I provided payslips and bank statements showing those funds going into my personal account.

Now, Spela is refusing to pay my balance because I will not provide *unredacted* bank statements (for them to confirm "affordability"). This is despite my being told explicitly that I was allowed to redact anything I wanted, except for the deposits related to my payslips.

My understanding of MGA regulations is that unless they have suspicion of AML violations -- which they must report to the authorities -- any request by a customer to close their account and be paid their balance must be honoured.

Section 5.4 of their T&C's, which their rep Neil refers to in his email, says nothing about "affordability". Of course, it's ludicrous to deny paying someone their money on grounds of affordability anyway. Simply refuse me further deposits/play!

I hope I've been clear in my explanation, and I very much appreciate your assistance. I'm happy to provide additional info.

Hopefully I won't need to escalate this further.

Thank you!

Disputed Casino Spela Casino
Amount $1820

Discussion

User name

Dear all,

Unfortunately, since the player refused to send the required verification paperwork to the casino, AskGamblers Complaint Team has no other choice but to reject this complaint.

We would also like to remind you that further assistance on the matter could be requested from the relevant regulatory body and/or appointed ADR entity.

User name loyalty-level-2
I'm not giving Spela my unredacted bank statements. If that means they choose to steal my $1,820 it will be consistent with their history of being liars and scumbags.

AskGamblers has been entirely unhelpful in this matter. Despite all of my documented evidence and thorough explanations, they've done nothing but provide robotic responses that side with the casino. It's obvious where their interests lie.
User name

Dear @Bentastic,

The AskGamblers Complaint Team is kindly asking you to update your complaint in a timely manner and confirm if the required verification paperwork has already been sent to the Spela Casino team accordingly.

Please keep in mind that as per the AGCCS Terms and Guidelines which you accepted upon registering and using our complaints system, you are obliged to provide the necessary level of assistance and cooperation during the process. Should you refuse sending the required verification paperwork or fail to update your complaint in a timely manner, we will have no other choice but to reject the case and recommend you to forward it to the relevant regulatory body.

Thanks for your cooperation.

User name
Dear BENTASTIC,

We can understand your frustration in this matter however unfortunately this is not a step that can be by passed from our end. Unless the required documents are not sent on your account we are not able to complete your verification.

Once these documents are received the verification process on your account can be resumed.

Regards,
Spela Team

Spela Casino Complaint Stats

Resolved 40 / 41
Avg. Amount $2,379
Avg. Complaint Duration 6 days
Avg. Response Time 2 days

Spela Casino Complaints

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My withdrawal of usd 2000 declined

Hey,

So on the 28/29 of July 2022, I requested a $2000 withdrawal from Spela. I won this from a cash back bonus which I wagered correctly. I have a record as proof.

I only withdrew $2000 as that is the max you can withdraw from a cashback bonus.

After waiting 2 days I contacted the chat to see where the funds are, I was told to wait and that I will get an email once it has been reviewed. I waited another day and checked my pending withdrawal status had disappeared so I contacted the chat. I was then told that there was an error on their end and it was sent but something happened so it never arrived and I should make another withdrawal and that the funds will go back into my account. I made another withdrawal as I had more funds from the win I had with the cashback bonus so that was fine.

After making the withdrawal like they asked I also told them that I had requested another withdrawal as their request was to let them know so they could escalate it to be processed faster. 2-3 days have gone by since then. 5 days all up since my first initial withdrawal and I have noticed now that my second withdrawal isn’t in the pending section and shows that it has also been declined in my withdrawal transactions and this has also not been resolved and put back into my account with the initial $2000 withdrawal. So overall no withdrawal has been processed (even though I can only withdraw $2000 due to the cap) and no funds have gone back into my account.

I have contacted the chat and emailed for help every day since my first withdrawal as I had a feeling something was off and after my second withdrawal and it happening again with no answers. No emails like they have said and no information regarding any reviews I have come here to find help. I have been told by 2 VIP managers that it’s been escalated and will be processed fast due to the first issue. I have also been told by 3 different chat support that they have also escalated it and have contacted the financial team and I have been told the same thing each time which is to wait and that it’s behind the review. This is worrying as I’m unsure how they can review a withdrawal request that isn’t even pending and has been straight declined for no apparent reason and I am getting no answers or help.

Please help me

Status solved Resolved
$2,000