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Request for explanation and refunrd due to unjustified deduction in withdrawal


vor 1 Jahr
On December 7, 2024, I requested a withdrawal from the Rabona betting platform for an amount of S/ 3,554 (in two parts: one of S/ 2,000 and another of S/ 1,554), following the same procedure I had used previously. However, the amount deposited into my bank account was only S/ 2,867.74, representing an excessive and unjustified deduction of S/ 684.26. In previous withdrawals made on this same platform, I always received the full amount requested.

This issue coincides with a change in Rabona’s withdrawal process, as this time I was asked to provide an additional piece of information (the BIC code), which was not previously required. Noticing this irregularity, I contacted my bank, BCP, on the same day the deposit was made (December 13, 2024). The bank confirmed that they did not apply any additional charges and that the exact amount deposited was the one indicated by the sender: S/ 2,867.74. They advised me to contact Rabona to clarify the situation and mentioned that it was highly likely that third parties were involved on Rabona’s end. If that were the case, I was never informed about this or any changes in the withdrawal process.

I proceeded to send multiple emails to Rabona between December 13 and December 22, 2024, requesting information about:

The intermediary used in the transaction (if applicable).
The reasons why I did not receive the full amount requested (emphasizing that I had never had issues before).
The changes in the withdrawal process, as there had never been deductions or problems before (and, most importantly, I was never asked for the BIC code before).
Rabona responded by stating that the issue was the responsibility of BCP, but they did not provide any evidence or information to support their claim. Since BCP already confirmed that they did not intervene in the deposited amount, I believe Rabona is failing to take responsibility for the issue. The change in the process was made by Rabona, not by BCP.

Additional background:

The deducted amount is significant and has severely affected me.
The platform did not inform me in advance of any changes in the withdrawal process that could impact the received amount.
Rabona did not provide a receipt, invoice, or proof of the transaction, making it impossible to identify the intermediary or the applied charges.
(https­://­rab­ona­-96­63.c­om­/es/) – It is frustrating that, despite being a public platform allowing Peruvian players, Rabona does not have the necessary visible information, such as its corporate name, license number, main address, etc.
Unseriöses Casino Rabona Casino
Betrag S/.684.26

Diskussion

User name

Dear @gabrielaramirez,

The AskGamblers Complaint Team would like to remind you that the casino management, as well as the relevant payment processor used for processing their transactions, cannot be held responsible for the fees charged by an intermediary bank. We therefore have no other choice but to close the case as Resolved.

In addition, we would like to remind you that, in case of disagreement with this outcome, further assistance on the matter may be requested from the relevant regulatory body and/or the appointed ADR entity.

User name loyalty-level-2
Change in the process without prior notice:
In all my previous withdrawals, I always used the same method (bank transfer), receiving the full amount within very short periods of time. However, in my last withdrawal, additional information such as the ICC and BIC/SWIFT code were requested, information that had never been requested before. This change, which coincided with the delay and the deduction of the amount, cannot be considered a mere coincidence. It is evident that a new procedure was implemented or the withdrawal provider was changed, and this was never communicated to users.

Consolidation of two withdrawals into a single transaction:
I made two separate withdrawals, but both amounts arrived in my account as a single, combined transaction, which is not the usual procedure. If the withdrawals are made separately, it is logical that they would also arrive separately. This change also reinforces that there was an internal change in their process, without any prior notification.

Responsibility for intermediary bank fees:
I contacted my bank, and they confirmed that the amount they received was S/ 2,867.74, with a discount already applied. They informed me that intermediary banks likely deducted fees, which is understandable as long as there was prior warning. However, Rabona never communicated that third-party fees could now be applied, which represents a lack of transparency.

Conclusion:

I understand that the discount was not made directly by Rabona, but since they did not previously inform me about these changes to the withdrawal process (they did not notify me by email, live chat, or on the withdrawal page), nor about the possibility of charges by intermediary banks, you are responsible for the consequences of this omission.

For all the above reasons, I kindly request a refund of the deducted amount, as it was a financial loss caused by a change in your system that was not communicated at any time. Before this change, I always received my funds in full and without delay, which reinforces my position that the problem stems solely from internal changes that were not reported on your part.
User name
Dear all,

We would like to kindly inform you that the player is receiving a reduced amount because his own bank is applying fees or charges to these transactions.
These deductions are not mande on our end, but rather by the receiving bank as part of their processing or service fees.

Dear gabrielaramirez,

We kindly reccomend that you contact your bank directly to obtain a detailed breakdown of the charges and to confirm th exact reaon for the reduced amount received.

Thank you for your cooperation.

Kind Regards,
Rabona Team
User name

Dear all,

This complaint has been reopened as per Rabona Casino request and the AskGamblers Complaint Team would like to give it one more try and help both parties involved into the dispute reach a satisfactory resolution.

Rabona Casino Beschwerde-Statistik

Gelöst 74 / 77
Durchschn. Betrag $1,972
Durchschn. Dauer 6 Tage
Durchschn. Antwortzeit 2 Tage
Rabona Spielothek - Rueckforderung Einzahlungen aufgrund bekannter spielsucht

Sehr geehrte Damen und Herren,

bevor ich meine Beschwerde nochmals Beschreibe, ein Hinweis zu dem angeblich fehlenden Dokument der letzten Beschwerde: Meine Mail vom 05.08.2021 an Rabona ist inklusive Datum und Zeit als Dokument beigefügt. Das war sie auch schon in meiner letzten Beschwerde (oder es hat etwas in der Übermittlung nicht funktioniert. Mir ist aufgefallen das beim Hochladen der Dokumente auf Ihrer Plattform manche als Vorschau angezeigt werden inkl grünem Haken und manche Dokumente mit 100% aber ohne grüne Haken. Ggf. hatte ich vlt. zu viele Dokumente auf einmal hochgeladen). Wenn Sie die Beschwerde abgelehnt haben weil die Antwort seitens Rabona auf diese Mail fehlt, dann haben Sie genau den Grund meiner Beschwerde gefunden. Es gibt auf die Mails von Anfang August keinerlei Reaktion von Rabona und daher wurde auch mein Spielerkonto nicht gesperrt. Ich habe weiter eingezahlt und Verluste gemacht. Genau diese Nicht-Reaktion seitens Rabona ist der Anlass meiner Beschwerde. Und ich kann ja leider keine Antwort von Rabona hinzufügen wenn es keine Antwort gab. Die erste Reaktion seitens Rabona kam leider erst später, am 18.09.21, auch diese Mail ist hinzugefügt.

Und nun nochmal insgesamt der Verlauf des Vorfalls. Am 4.8.21 (10:01 Uhr --> Dokument 20210804_Mail Rabona) und 5.8.21 (9:31 Uhr --> Dokument 20210805_Mail Rabona) machte ich Rabona erstmals auf meine Spielsucht per Mail aufmerksam und bat darum mein Konto zu schließen. Gem. der Website verpflichtet sich Rabona zu verantwortlichem Spielen und beantwortet lt. Website Mails innerhalb von 45 Minuten. Leider blieb eine Reaktion seitens Rabona aus. Ich schickte Rabona am 18.08.21 und 16.09.21 weitere Mails. Erst am 18.09.21 wurde endlich reagiert und mein Spielerkonto geschlossen. Im Zeitraum vom 06.08.21 bis 16.09.21 habe ich 900 Euro bei Rabona eingezahlt und verloren. Dies hätte aufgrund der Bitte um Schließung meines Spielerkontos nicht mehr geschehen dürfen. Daher fordere ich die 900 Euro zurück da Rabona hier nicht gehandelt hat wie sie es anpreisen und wie verantwortlich sie handeln wollen.

Nach dem 18.09.21 fand ein regelmäßiger schriftlicher Austausch statt. Rabona und ich konnten uns aber nicht auf eine Lösung verständigen. Der Einreichung von Nachweisen bin ich stets nachgekommen. Ich habe sogar wie gewünscht ein Video aufgenommen um zu zeigen, dass die Mails in meinem GMX-Postfach sind bzw. von dort versendet wurden. Das Video ist hier zum hochladen leider zu groß. Daher habe ich Screenshots beigefügt. Sofern Sie das Video möchten, kann ich es Ihnen gerne auf einem anderen Weg zur Verfügung stellen. Lt. Rabona hat das Video eine zu schlechte Qualität und auch auf den Screenshots wäre nichts erkennbar. Dies stimmt aber de facto nicht. Sie können sich selbst davon überzeugen.

Bitte beachten Sie, dass wirklich alle Dokumente hochgeladen sind. Wenn eine Antwort seitens Rabona fehlt, dann deshalb weil es sie nicht gibt. Alle Mails sind wie folgt bezeichnet: JJJJMMDD. Die Uhrzeit der Mails ist im Dokument selbst zu sehen.

Ich bitte um Annahme der Beschwerde. Sie ist gerechtfertigt und der Anbieter Rabona sollte seiner Verantwortung Rechnung tragen.

Viele Grüße

Florian < surname removed >

Status solved Gelöst
€900