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Comparing Popular Deposit and Withdrawal Methods

Comparing Popular Deposit and Withdrawal Methods

Deciding which banking method to use at an online casino can be challenging. Credit cards, bank transfers, and other payment services all have their benefits, but drawbacks like privacy concerns, long processing times, and high fees can be make it difficult to decide on one. If you’re looking for a better way to get money in and out of a casino online account, take a look through this guide to get a good idea of the pros and cons of the most prevalent deposit and withdrawal methods.

Neteller: Our Top Pick

All things considered, we find that Neteller is the best choice for most online casino players. This online service is free to join and has been around since 1999 and has grown to serve most of the casinos listed in our index. The service allows you to fund your account through several local deposit methods, from international bank transfers and credit cards to local e-payment providers. Not all of these are free, so we advise you to review your options before adding money to your Neteller account. Deposits into casinos are instant, and many online casinos allow for instan­t Ne­tel­ler­ ­wit­hdr­awals once sufficient verification is provided.

Another thing that sets Ne­tel­ler­ ­apart from the competition is the Net+ Prepaid MasterCard®. This service allows you to start using your winnings immediately without having to wait for a bank transfer. Spend the money in your Ne­tel­ler­ ­account for no charge at any merchant that supports MasterCard®, or withdraw it at an ATM for a flat fee. Best of all, the card has no annual fee, and you cannot go into overdraft on your account.

Using N­ete­lle­r also opens the door to unique promotions, from Ne­tel­ler­’s own seasonal cash prize giveaways to reload bonuses on N­ete­lle­r de­posits from certain casinos. Members will also benefit from the Rewards Points program: every time you move money in or out of your account you will earn 1 reward point for each USD or equivalent.

Neteller also offers an industry leading VIP program that provides a range of benefits including 0.5% cash-back every month, free withdrawals, 10 free credit card deposits per month and as little as 1.25% FX fees.

View our list of Neteller casinos.


Skrill, formerly known as Moneybookers, is a major e-wallet service that is supported by hundreds of the casinos in our listings. With a Skrill account, players can transfer money to and from various casinos with ease. Free transfers to Skrill can be done through local bank drafts (either electronic transfer, debit card, or cheque) or international wire transfer. Credit cards deposits are also permitted but come with a small 1.9% fee. You can also redeem a Paysafecard voucher for a 5.50% fee.

With Skrill, you can transfer money back into their bank accounts at any time for no charge, or use the money immediately with the Skrill Prepaid MasterCard. This service lets you spend your winnings at any merchant that accepts MasterCard for no charge, or withdraw cash from any ATM for a low flat fee. Unfortunately, the card does have an annual fee of €­10/­£8.13.

View our list of Skrill casinos.

Credit cards

The vast majority of online casinos allow players to deposit directly with a credit card. Major international brands like Visa and MasterCard are usually accepted everywhere. If you’re looking to deposit with a card that is specific to your region, you’ll usually need to find a casino that caters to players from your area.

Depositing with credit cards doesn’t require signing up for any third-party service and most deposits clear instantly. However, depositing directly with a credit card requires you to enter sensitive data each time you deposit. Additionally, not all casinos allow withdrawals back to a credit card, which means you may have to sign up for an e-wallet or wait for a bank transfer or cheque to receive your money.

Some payment processors used by online casinos will charge a fee for each credit card deposit. If you are planning on using a credit card for your next gaming session, make sure you’ve read through your casino’s banking page and understand any fees that may apply.

Bank transfers

Bank transfers are one of the oldest and most secure payment systems in the world, and have been used by online casinos for years. They come in many forms, such as international wire transfers, SEPA transfers (in Europe), and ACH transfers (in the US). Also, a growing number of banks support direct account-to-account transfers online.

The main drawback with bank transfers is time. Whether you’re depositing or withdrawing, a bank transfer will take at least 1 full business day to clear. Usually it is longer, since the casino must handle each one manually.

Cash vouchers

A growing number of cash voucher services are popping up around the world that allow players to deposit at online casinos with pure cash. Popular examples include CashU, Ukash, and Paysafe card, with more brands available in various regions. These can be obtained in retail locations or specified public terminals depending on the brand. After you pay for the voucher, you’ll receive a code that can be entered into a supported casino cashier. Deposits usually clear instantly, and the remaining balance on a voucher can be used later.

While convenient and safe, cash vouchers are often the most expensive of all deposit methods listed in the online casino. The cash voucher company will charge a fee at the time of sale, and the casino will charge a fee when the voucher is deposited. These costs can really eat into your bankroll, especially if you like playing small stakes.